well rated life insurance company

Posted in Life Insurance Questions about 1 year ago, 6 replies

i am 30 years old and looking for the right companies to shop around for a life insurance policy. can you recommend a company(s)?

thank you.
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Moody is a rating agency for insurance companies, as is Standard's and Poor's and AM.......

This is an especially important decision, considering all the turmoil that has obliterated insurance companies as of late. In general, you want companies that are NOT heavily invested in the sub-prime market (they should be easy to find, they are the ones who are NOT failing).

Over-extension on credit is the source of our economic hardship (or perhaps, just a hiccup?).....

Here is an ad in the WSJ detailing one company's strength:

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Sorry, I am unable to get the pdf into jpeg format.

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Guardian, John Hancock, Northwestern Mutual, Pacfic Life.........if you just want the short answer.......Guardian has the least amount of exposure to sub-prime mortgages.

AIG, All-state, Prudential, Nationwide, Hartford.....all these are heavily invested in the stock market.
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I'm sorry, AIG, Prudential, Nationwide, Hartford are all heavily invested in SUB-PRIME MORTGAGES.

They all invest in the stock market....it is how they make their money. The difference is between smart investing, and overextending oneself on credit.
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Thanks so much.
Appreciate your input.
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New York Life is the largest and oldest Mutual insurance company in the united states. They have among the top ratings of any insurer and have among the lowest exposure to the mortgage market directly and indirectly. They have a 14 Billion dollar surplus.
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