Second to die insurance or Universal Life?
Posted in Second to Die Policies 11 months ago, 2 replies
Also would guaranteed universal life be a better option?
submitted by Dale in San JOse, CA
Also would guaranteed universal life be a better option?
It's a great idea, the second to die policies have a great return, put as much as you can in one!
submitted by John M in Stockton,Ca
@ September 18, 2009 - 05:37 PM
Reply
Dale,
You pose some very interesting questions. A survivorship policy would be an option for you definitely, but since your estate is going to be well over the 2011 threshold you probably should look at doing an Irrevocable Life Insurance Trust to keep the insurance benefit outside of your estate.
Now, with that being said, I cannot say that, that is your best option with the information you have given. I would love to discuss this further with you if you have some more questions. I am local (half hour away). You can reach me at 925.406.4172.
You pose some very interesting questions. A survivorship policy would be an option for you definitely, but since your estate is going to be well over the 2011 threshold you probably should look at doing an Irrevocable Life Insurance Trust to keep the insurance benefit outside of your estate.
Now, with that being said, I cannot say that, that is your best option with the information you have given. I would love to discuss this further with you if you have some more questions. I am local (half hour away). You can reach me at 925.406.4172.
