Is Prime America Insurance a good company?

Posted in Term Life Insurance 11 months ago, 11 replies

What are your thoughts of Prime America Insurance Company? For life insurance.
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Run Away in the other direction as fast as you can...
Photo of Brian Todd.
My mom had a 15,000 term life had no problems mailed in death certificate received check in a week
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It's PRIMERICA - Duh. at least know who you are slamming. there is some Prudential site out there calling themselves 'Prime America' and they want to sell you cash value (trash value) life insurance, that is the rip off.
Primerica is today the most solvent insurance company in America. Pru got bail out money....
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Beverly,
You need to get your facts straight. If they are so solvent, why are their ratings being down graded?

I'm glad Sharon that you got your $15k, I hope that covered burial costs. I cannot imagine selling someone a $15k policy...to me that is almost criminal.

Buy term and invest the difference...right? Deal with a real insurance company and you will clearly know and understand how that way of thinking does not do people justice. I ask you this...in estate planning why do they always use permanent insurance inside ILIT's?
Photo of Brian Todd.
If she only had a shortfall of $15,000 or less, why would she need more coverage than that if her savings took care of the rest? My mother in law had a few hundred thousand dollars saved up and a house that was almost paid for. she had a 25,000 dollar short fall and she only needed that coverage for a short period of time. Different people have different needs. You sound like a typical insurance agent, trying to get someone to buy more insurance than what they need to line your own pockets. That my friend is what is criminal.
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Trying to get a "good" telephone number to contact Prime America I've had policy for 19 going on 20 years and need to get some questions answered. The few numbers I have are disconnected. Can you assist?
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I do not know if we are talking about the same company buy just in case you have NOT ready your policy right here I go. My policy and any other communication I get from PRIMERICA -including their website www.primerica.com - contain the information yoiu are looking for:
Client Service
General Policy Information (all but NY)
General Policy Information 1-800-257-4725
(NY only) 1-800-468-2268
Claims
(U.S., NY, Puerto Rico and Guam)
Hearing Impaired (TDD) 1-888-893-9858
1-800-824-1715

Ask the quality questions, you get quality answers!
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who is the main recruier in the baton rouge area
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To whom it may concern,

My name is: Winfred Dennis Whalen
436 Bennett Street
Sedro-Woolley, WA 98284
360-708-0645
dwhale436@yahoo.com

I am looking for information about my policy and any information
that you can tell about policy. I have a momthly automatic draft on my checking ($41.33) account to you all every month from Bank of America.

Thank you for your response.

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Term life is Good for 20 years (just incase something have happen)

_Whole life is Good (pay more) but get them when you are young. The Rate very cheap +cash value + pay dividen.

_I think all Insurance is Good. It is designed for individual needed.

Peace To All!!!!!
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I am trying to find information on Prime America. I am a District Leader with Primerica Financial Services and I am constantly getting questions and references to that other company. What are they, and where are they on the net? They are completely different from us and I want to understand them better so I can better address the concerns of my clients and prospects. Thanks y'all!
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